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Brian McMan

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People Who Win the Lottery End up Broke

I've heard that a significant percentage of people who win the lottery end up bankrupt. They simply did not have what it takes to handle the wealth that they were hoping to get. What brings these people down?  Is it a bad attitude that brings these people down?  Is it a lack of resources other than finances?  Is it a lack of a support system?  I don't have the answers, but I do see this as a  serious and important question. This is important because we have all won lotteries.   I've won the time lottery, this being the greatest time in the history of earth to be alive. I've won the genetic lottery, because clearly I'm smarter than the loser who passed me driving down the road this morning. I've won the country lottery, having been born in a country that other people risked life and limb to get to. I've won the physical health lottery, because I can still walk, talk, and take action. Despite all this?  I'm becoming bankrupt...
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Noone else has time so make some friends in the middle class.

There is this theory that I remember reading before.  I think it might have been Peter Drucker. Basically people are either becoming incredibly intelligent knowledge workers with high wages, or they are becoming incredibly strong physical labor workers with low wages. I've been mulling this theory over in my mind as I fantasize about achieving financial independence in the future. Its like the workforce is becoming an hour glass with the high paid people on top, a few in the middle, and the lower paid people on the bottom. Now the highly paid people on top do not have time for you, because their time is valuable.  They have to put in the extra hours to stay on top of their field. Likewise the lowly paid people on bottom do not have time for you, because their time is valuable.  They have to put in the extra hours just to make the ends meet. But the guy in the middle?  They don't necessarily have to improve to get to the top, nor do they need to put in so ...
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Got the Hep A Vaccination because of Warren Buffet, Charlie Munger and Benjamin Franklin.

Normally I have all these blog ideas that I want to share with people in order to connect with them.  They get written down on post its and then I write about it whenever I get hours of time to do so. But I thought this needed to be repeated immediately, "An ounce of prevention is worth a pound of cure, and a pound of cure, promptly applied, is worth a whole ton of cure."  - Warren Buffet quoting Charlie Munger quoting Benjamin Franklin. * There has been an outbreak of Hep A nearby.  More and more restaurant workers are being identified as having the disease.  The scare has become so great that my employer decided to offer free vaccinations to its employees. My thinking went along the lines of "I probably won't get the disease, I've probably been vaccinated, the number of people is less then one ten thousandth of a percent who have it...yeah I'm safe I don't need the vaccination." Then I remembered that saying,  "An ounce of preventio...
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