Why intelligence trumps both earning more and spending less.
There are only three things you can do to get to early retirement quicker. They are: earn more, spend less, and get a higher return on your investments. 1. Earn more. Let's get real here, if I knew how to earn more then minimum wage ninja wouldn't exist. It would be called median wage ninja, or slightly below average wage ninja. 2. Spend less. Being cheap does not allow you to retire early. How can you get more cheap then living on minimum wage? (I'm looking at you, paid survey websites). 3. Be smart and get a higher return on your investments. This is the way that minimum wage earners must take. Right now there is an opportunity out there to double your money. For example Bank of America was trading around $12 a share around the Brexit buying opportunity, now after Trump has been made President of the United States the shares have skyrocketed to over $24 a share. That's twice as much. Beanies Babi...