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Showing posts from 2018

The extreme urgency of failure possibilities.

In his book The Millionaire in the Mirror, Gene Bedell mentions that there are really only two actions that one should be taking in order to advance their career. The first type of action gets you closer to your goals.  For example you can accomplish projects or deliver outstanding results. The second type of action is anything that prevents absolute failure possibilities.  Reaching out to a customer who had a bad experience so that they don't bad mouth your company into the ground is an example of this.  Sending your significant other a romantic note or eating healthier is sometimes necessary to prevent the failure of a relationship or a heart.   I've been fired in part due to my failure to move heaven and earth after learning about an absolute failure possibility at work.  I had become complacent after three years, after what I consider to be over one thousand days of victories.  Each day moved me somewhat closer to my goal.  But the negative event was fast and abs

I WANT THE STOCKS! (Been fired from work).

At first I was insulted because I considered being fired without the opportunity to present my side and supporting evidence (audio tapes, witnesses, and emails) a sign of disrespect.  Did they really think I did the unethical thing they are lying about me doing? But then I was angry...I AM NOT A LOSER!  How dare they try to lower me to their level. Now I'm just depressed, because more then anything there is a deep urge in me to buy more of the stocks.  I WANT THE STOCKS!  But I can't buy them yet, not until I get a high paying job. There is a saying that goes something like this...if you do good will you not be rewarded?  And once again the answer is a resounding no.  There are no rewards in doing the honorable, moral, just, and ethical thing.  There's just a lingering sadness....a what if. What if I had recorded my bosses as they lied to the workers compensation board so that I don't get back treatment in order for them not to have record able injuries? What

Helping a Friend Move Out

I've been trying to help a friend move out of his house today. Originally he just wanted his clothes and his pictures, but the pictures are optional because as he puts it, "They just represent memories, and memories are in the past." Yet the more we clean the more he tries to convince me to keep his junk.  "Hey, keep this 30 year old hot wheels car, and hey this unopened sports cards are definitely worth a lot!" Looked up that stuff on Ebay and they are worth far less then he thinks. Lucky he has me to throw stuff away as I'm going through his stuff, because the sentimental value has increased to the max. What is sentimental value? Well basically stuff gets more valuable to you the longer you have owned it.  Therefore after you've owned something for so long it becomes your most valuable thing financially, and you can't get rid of it on your own. The chains of sentimental value are real, and prevent many people from experiencing freedom

America's Secret Movement

I have observed a hidden movement but I'm not sure who is promoting it or why. In short: The richest group of society is pushing towards simplify. The middle group of society is pushing towards minimalism. The poorest group of society is pushing towards essentialism. A simple life style means you have one of each utensil that you could want.  A minimalism lifestyle means you just have the spork.  And an existentialist lifestyle means you throw out the spork because you can eat with your fingers.  I'm not sure why the idea of doing with less is even out there, perhaps they're trying to prepare us for a downturn in the markets??

The Slippary Slope Upwards

During the rare occasion when I'm exercising the muscles built while exercising continue to burn fat even after I'm done.   The dividends just keep rolling into my bank account. And when I'm lonely the people who I've loved will seek me out first. What I'm trying to say is that you need to build your slippery slope upwards.   Everyone of us screws up and falls.  Its great to know that even though I get terminated from my job there will be no rock bottom because my investments will keep pushing me back up.

Got the Hep A Vaccination because of Warren Buffet, Charlie Munger and Benjamin Franklin.

Normally I have all these blog ideas that I want to share with people in order to connect with them.  They get written down on post its and then I write about it whenever I get hours of time to do so. But I thought this needed to be repeated immediately, "An ounce of prevention is worth a pound of cure, and a pound of cure, promptly applied, is worth a whole ton of cure."  - Warren Buffet quoting Charlie Munger quoting Benjamin Franklin. * There has been an outbreak of Hep A nearby.  More and more restaurant workers are being identified as having the disease.  The scare has become so great that my employer decided to offer free vaccinations to its employees. My thinking went along the lines of "I probably won't get the disease, I've probably been vaccinated, the number of people is less then one ten thousandth of a percent who have it...yeah I'm safe I don't need the vaccination." Then I remembered that saying,  "An ounce of preventio

Men should eat less.

Men are stronger than women. Therefore men have more muscle than women. Monkeys who eat more calories look older and die sooner. Humans who eat more calories look older and die sooner. Men eat more calories then women to maintain their extra muscle. Therefore men naturally die sooner. The solution if to eat less calories in order to live as long as your female counterpart.

High School Math is Used Every Day

This is all the math that you need to remember. Given that X = the previous amount, then Money > X Health< X Relationships = X In other words everyday you have three goals. You have to make the money number get bigger. You have to make the health number (calories, body fat % etc) get smaller. You have to keep the same number of deep relationships as you had the previous day. And that's it.  

Rolling the 100 sided die of success.

Everyday I get up and I choose to roll the die of success.  On the die is 99 sides marked F, which stands for Failure.  Only one side is marked S, which stands for success. Now I don't believe you get to choose which die you are born with.  But I do believe that most people have an opportunity to roll that die. And my willingness to do so is what separates me from the herd.  One day I'll win.

The Art of Shutting Your Mouth

One of the things that I'm learning how to do is to shut my mouth. I've never met someone who wanted the truth.  Everyone wants what they are thinking to be right. It was a joke the number of times I had to lie to people while working at Walmart because otherwise they would make a nightmare for you or try to get you wrote up. But this current job has made me far more aware of it.  I've never spoken up and not been punished for it in this current job.  And I'm glad to have learned this lesson, specifically: "Shut your mouth, people killed others merely for having a different opinion based on scientific facts ." Back when Persia was an empire nobody wanted to be the messenger, because killing the messenger was a real thing that went on.  This is a subconscious thing that we all do, we can't help it.  For example they killed that guy that proved the earth was round.  Noone wants the truth, so its best just to shut up and keep your head down.

Rich VS Poor Income Inequality

The world gives you stuff, if you own that shit it'll give you more expensive stuff, or if you don't it'll give you less stuff and eventually stop giving at all. I mean the rich get given a bunch of stuff, but the poor get stabbed in the back and robbed for their money. I think it was in the Bible, somewhere it says to him who has more will be given, but to him who does not have, even what he does have will be taken away.  So now that you've been told three times a simple truth, you know what to do.  Do whatever it takes to get some, and let compounding do the work.

Fish where the fish are.

At risk of ruining a perfectly good title. I think its silly that people are looking wherever is easiest to fulfill their life. The people at work turn to coworkers to find love. The people at the gym turn to each other to form social groups. The people at church create their own exercise groups. The people at the bar are there on an important business deal. Like for real people?  You actually have to go to the lake if you want to catch a fish.  You can't just throw a lure out the window because it happened to rain yesterday.

The Mid Life Partner

When I was younger I thought I was supposed to be given a woman to stand beside me and create a life together. It just never happened. Now that I'm older I realize that I can't go back and do it over with someone.  I'll never have that experience of sharing a life together, a life partner is forever out of reach. The best I can do now is find a mid life partner.  I never wanted to be alone, I always wanted a friend. Fairly soon I'll just have to accept that it wasn't in the cards I suppose. But it sucks.

I'm WINNING due to the Trump tax cut.

I compared a paystub from last year to a paystub from this year. Even though my gross pay remained the same, I am now taking home $22.91 more in net pay.  This means that over the course of a year I'll be taking home up to $595.66 more. MAKE AMERICA GREAT AGAIN BABY!!! Readers, do you know understand why people think this is a bad thing?  I sure don't!  The money is in my pocket, and that's what I understand.

The Flares Shouldn't Fool You

Imagine that you are a heat seeking missile, cruising along at speeds approaching really fast! Your target is in front of you, an enemy transport! Hitler has been cloned and is in this transport.  You need only to blow it up to save millions of people. You're getting really close now, 5...4...3...2...1... Suddenly the enemy releases the small and insignificant flares! For whatever reason you decide to go after the flares instead, and explode way off course. Hitler escapes to his Nazi martian base.  What just happened? Cheesecake. It happens to all of us.  Chocolate Cheesecake. You were doing so good on your diet when suddenly the world throws a Big Mac at you.  Is that enough to make you explode? You were doing so good with your money when suddenly the world throws a new movie at you, is that enough to make you explode? You were doing so good with your marriage when suddenly the world throws an intern at you, WILL YOU EXPLODE? Of course not. Hitting the

Communication being 90% nonverbal was a big fat ugly lie.

As a shy child I took great comfort in something that my teacher taught me. Basically the rumor goes like this, communication is 90% nonverbal, 5% verbal, and 5% tone. This was a heaven send for shy people like me, it meant you just had to position yourself in the right place and make it obvious to the other person what you want.  Not missing at work and going way over the top means that I want the promotion when my department head opens up right?  Nope guess not I supposedly never asked for it even though my excellence at work WAS asking for it. Dating someone for 10 hours every night for over a year meant that I liked them right?  Nope guess not. Saving my bosses ass more times then I can count and finding him ways to save enough money that I could retire on, that means I want a raise right?  Nope guess not, guess it means that I want to have my workload tripled with no extra pay. Ever get that way where you want to say something but you just can't, not even if you

"If you let it go, I don't see how you can reverse this stuff."

Ahh this is the great Charlie Munger quote that stuck me the other day. "If you let it go, I don't see how you can reverse this stuff." Here is an old billionaire, and what is he saying? GET IN SHAPE YOUNG MAN! Well at least that's my interpretation. Some things can never be reversed, so why have I let my health go in pursuit of early retirement? It may be difficult, but there's no point in getting to retirement if I've let my health go. I used to think that I would let my health go for just a bit while I worked, then after work I'd go back to focusing on health. But it has turned out to be nonsense. I let my health go through school, through college, through work... It never ends, it just never ends.  If there were a game I could push a button and reverse all the bad things I've let go.  But life doesn't work like that. That's why I'm forming a new way to work out. Basically I'm motivating by pushing my limits,

Banned from MMM forums before I could get the cute woman's info.

I usually spend my breaks over at Mister Money Mustache forums.  Their shame and comedy thread is a good way to pass the time, and I like to encourage others like me who don't make very much to keep at it (obviously). I just got banned for trolling, but all I did was try to show interest about a F seeking M my age.  This ad was amazing and included everything such as: Harry Potter, flight stewardess holding a job, gonna get a family rental, had a beautiful picture, wants to FIre in 17 years, etc.  It was like when you receive those emails from a Libyan prince, you know these people don't really exist.  But if you do exist, I HOPE YOU SEE THIS LET'S DANCE.  Now that I'm banned I guess I'll go ahead and write all them blog posts that I've put off.  Having time to put my thoughts here instead of building up someone else's community is probably a good thing. 

The Folly of Gallbladder Removal

I was listening to Charlie Munger's speech "The Psychology of Human Misjudgment."  In it he talks about a doctor who thought removing the gall bladder was a really good thing to do.  I was dating someone over the holidays, and they decided to have their gall bladder removed. I was getting an eye examination and the nurse mentioned that a lot of people my age were having their gall bladder removed.  Apparently it is the thing to do. Now I am not a medical doctor, but I do have an opinion, one that was partly formed during my youth when everyone was running around to remove the tonsils. If you don't know what something does, then perhaps you shouldn't hop on the bandwagon to remove it. I would be a fit man if I removed the parts from my car when I don't know what function they perform.

Conclusion of eye examination.

So I went to my very first eye examination ever. My goal was to get perfect vision.  I had looked through my family member's pair of glasses and thought it was so cool that I'd go get my eyes checked out. Well luckily the eye doctor said that I have perfect vision, and basically when I put on the family members glasses it 'went too far.'  If I had my own pair of glasses it would cause headaches and other problems later on. $10 copay and out I go except for one thing, I can't see anything!  The guy dilated my eyes and told me it'll take hours before this wears off. So yes I'm sitting here in the dark of my work office typing away with my eyes completely closed.  I've no idea if I'm making any mistakes or not, but I'm probably not. That's because of something called testable fluency in the basics.  Basically you learn the basics so well that they can test you in them and you'll 100% that test every time.  Who needs a spell checker

Dentist Part 2

The visit to the dentist was nothing like I thought it'd be. So I arrived an hour early and was immediately taken to the back.  This time I didn't even have to sign any paperwork saying that I would pay the bill immediately.  I didn't have to read through five pages explaining how their pricing may be more expensive because the local market is different.  I didn't have to read through a pamphlet explaining how the insurance company makes up its own maximum benefit for each procedure regardless of how much it cost, and will only pay up to the maximum yearly benefit. But enough of being sidetracked. Once I got to the back I realized that the person cleaning my teeth was different.  You see this other person informed that I had to get my teeth cleaned through her and she would only be available at the one time on the one day, and when I told her I already had an appointment on that day she didn't entertain the notion of rescheduling.  So I pointed out that y

Why everyone needs to diversify and why I don't like to diversify.

Diversifying sucks. Like I mean, I really don't care to look up how one company is doing after I've bought stocks in it, why would I want to know how ten companies are doing? Furthermore if I diversify into many different skills then someone will have passed me by on the most important skills. But I want to think about diversifying when buying individual stocks.  I was watching Warren Buffet give a speech on YouTube. He talked about how five to seven stocks are enough for diversification.  But then something amazing happens, the guy starts talking about how he missed out on the opportunity to buy Fannie Mae. I just pulled up Yahoo finance, FNMA is trading at like 2.06 USD.  For all intents and purposes it does not look like it would have been a great investment to buy and hold for a lifetime. Yet here is the Oracle of Omaha, regretting his decision not to purchase Fannie Mae.  Another video on Youtube is Peter Lynch introducing people to stock market investing.

Warren Buffet's Cure Helped Accelerate my Failure to Maintain my New Year's Resolutions.

"An ounce of prevention is worth a pound of cure.  But I would say a pound of cure promptly applied is worth a ton of cure that's delayed.'  This quote had dominated my life in these last two weeks.  The gums had begun peeling away from my teeth, and I knew something was wrong.  So even though I was at home with the flu, I made an appointment to go see a dentist.  (Sorry dentist!) It was this quote that gave me the extra motivation needed to go.  I'm using up my savings and putting my retirement at risk, but preventing further tooth problems by promptly curing the emergency as it came up.  I"m betting that the pound of cure will save me a ton of money in tooth repairs later on. 

Working through the flu

Took me half an hour to stand up this morning because I was so dizzy. My chest is in the second worst pain its ever been in. The only thing I know about having the flu is that it sucks.  Time to get to work.

Because of Jerry Seinfeld Method I just let her go in order to pursue Financial Independence.

For over three years my lover and I haven't seen eye to eye on this financial independence thing. We're pretty much compatible with nearly everything else. It hurts, but I've used the extra oomph from focusing on my new year's resolutions to remove my SO from the equation. You see there is this thing called the Seinfeld method. Basically I choose which resolutions I wanted to do for the year.  Then I got a calendar and put an X on every day that I do the resolutions. Can't let anyone get in the way of that X. Not even my closest.